Nilesh From Virgo Financial did my protection policy few years back and WILL/POA recently, I would say he is very professional and possesses good level of knowledge of these products. He would advise based on individual circumstances and identify right fit cover at minimal costs. He has been helpful and quick to revert after setting up of policy for me. I met him again for WILL and POA, and I find his enthusiasm has grown in helping out his clients. He explained the need and pitfalls of not doing these documents clearly and in layman terms. I would strongly recommend Nilesh Rathod to all my friends and colleagues!